Lender and Capital
Partner Introduction
Know Your Numbers. Know Your Options. Keep More of Your Money.
Mimi Johnson works with buyers and investors acquiring properties from $350,000 to $2 million and above across DFW, Austin, Houston, and San Antonio. Her client base includes new construction buyers, luxury residential buyers, commercial acquisition buyers, mixed-use investors, and 1031 exchange and portfolio investors. If your lending or capital products serve one or more of these profiles and you operate with the standards those clients require, this call is where we determine fit.
- Your loan products or capital programs and the buyer or investor profiles they are designed for
- Your Texas lending footprint and the markets and property types you actively serve
- Your current minimum loan amounts and any credit or qualification standards your products require
- Your typical closing timeline and any lender-specific requirements that affect buyer rebate eligibility
- Any existing referral network relationships and how you currently work with buyer agents
Select a date and time to the right. This is a mutual introduction call, not a sales presentation.
Lending and Capital Partners
Who Serve Serious Texas Buyers
Mimi Johnson's clients are financially qualified buyers and investors at $350,000 and above. They need lenders and capital partners who understand the complexity of their transactions and can close on time without gaps. This call is a structured introduction to determine whether your products and your standards align with that client base.
Conventional, Jumbo, and FHA Lenders
You originate conventional, jumbo, or government-backed loans for buyers at $350,000 and above in Texas. You understand how buyer rebates interact with closing costs and lender credit structures, and you can communicate that clearly to clients before closing.
DSCR, Bridge, and Hard Money Lenders
You offer DSCR loans, bridge financing, fix-and-hold products, or hard money programs for investors acquiring income-producing or value-add properties in Texas. You understand investor timelines and can underwrite based on property cash flow rather than borrower income alone.
Commercial and SBA Lenders
You originate commercial real estate loans, SBA 7(a) or 504 loans, or other commercial financing products for buyers acquiring retail, office, industrial, mixed-use, or multi-tenant properties in Texas at or above $400,000.
Private Money and Equity Capital Partners
You deploy private capital, equity, or joint venture funding for real estate acquisitions in Texas. Your capital partners are investors looking for qualified deals, and you need referral relationships with agents who understand underwriting and can identify qualified acquisition opportunities.
Qualified Intermediaries and Exchange Lenders
You serve as a qualified intermediary, exchange accommodator, or lender specializing in 1031 exchange financing. You understand identification period timelines, replacement property requirements, and the coordination required between the QI, the lender, and the buyer's agent to execute a clean exchange.
A Structured Introduction.
Not a Sales Call.
Your Products and Client Fit
You present your loan products or capital programs. We determine which of Mimi's five buyer and investor profiles your products are best suited for and how frequently those clients appear in her pipeline.
Rebate Interaction and Lender Requirements
Buyer rebates must be disclosed to and approved by the lender before closing. We confirm that your loan programs allow for buyer rebates applied to closing costs and identify any lender-specific disclosure or documentation requirements.
Texas Market Coverage
We confirm which Texas markets and property types you are currently active in: DFW, Austin, Houston, San Antonio, and the specific submarkets and asset classes within each.
Communication and Closing Standards
Mimi Johnson's clients expect institutional-level service. We discuss your typical closing timeline, your communication standards during the transaction, and how you handle complex or non-standard situations.
RESPA Compliance Framework
No fees are paid or received for referrals in any direction. We confirm that both parties understand and operate within the RESPA Section 8 requirements that govern lender and agent referral relationships.
Next Step if There Is a Fit
If both parties determine there is a fit, the next step is an introduction to active clients whose financing needs align with your products. Client consent is always obtained before any introduction is made.
The Professional
Behind the Network
Mimi Johnson spent 23 years as a Fortune 500 insurance executive at Allianz, AIG, Travelers, and Safeco, managing over $1 billion in commercial property portfolios. She is a licensed Texas Realtor with Worth Clark Realty, an active property investor, and the founder of TIH Industries LLC. She operates at the intersection of institutional expertise and real-world transaction execution, which is exactly the type of partner she expects in the professionals she refers to her clients.
- MBA, Texas Woman's University
- Designations: AIC, AINS, LPCS, API, AIS
- Licensed Texas Realtor, Worth Clark Realty
- Founder, TIH Industries LLC
- Active property investor since 2008, $2.5M+ portfolio
- Serving DFW, Austin, Houston, and San Antonio
Mimi Johnson
The Texas Rebate Realtor® | Worth Clark Realty
23+
Years Property Experience
$1B+
Portfolio Underwritten
4
Texas Markets
5
Buyer Profiles Served
Lender and Capital Partner Network Disclosure
This call is a mutual referral network introduction only. No compensation is paid or received by Mimi Johnson or Worth Clark Realty in exchange for client referrals to or from lending or capital partners. All referral relationships are structured in full compliance with the Real Estate Settlement Procedures Act (RESPA) Section 8. Mimi Johnson does not endorse, guarantee, or warrant the services of any lending or capital partner. Clients retain the right to choose their own financing professionals.
Insurance Expertise Disclosure
Mimi Johnson is not a licensed Property and Casualty insurance agent or adjuster and does not sell, solicit, or bind insurance coverage. Any insurance-related observations shared during this call are informational only and limited to identifying general property risk considerations. Referrals are made to licensed professionals for formal insurance consultation. This maintains full compliance with Texas Department of Insurance (TDI) standards.
Mimi Johnson
The Texas Rebate Realtor®
Know Your Numbers. Know Your Options. Keep More of Your Money.
New construction, luxury, commercial, mixed-use, and investment property representation across DFW, Austin, Houston, and San Antonio.
Worth Clark Realty | Licensed Texas Realtor | License #759788
Markets
- Dallas-Fort Worth (DFW)
- Austin
- Houston
- San Antonio
- New Construction $350K+
- Investment and Commercial
Connect
Mimi Johnson is a licensed Texas Realtor with Worth Clark Realty. All buyer rebates are paid from Mimi Johnson's earned commission, are subject to lender approval and applicable loan program limits, and require a fully executed Buyer Representation Agreement prior to any property visits, showings, or builder registrations. Rebates cannot be applied toward down payments, earnest money, or reserves. Texas Real Estate Commission Consumer Protection Notice and Information About Brokerage Services available at trec.texas.gov. Copyright 2026 Mimi Johnson, The Texas Rebate Realtor. All rights reserved.
Worth Clark Realty | TX
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